Our Services
All our client relationships start with a conversation about who you are and what matters to you. We want to know not only how we can strengthen your financial situation, but how we can improve your experience along the way. We walk beside you through the entire process, helping you better understand your needs, goals, opportunities, and risks. Then we discuss each potential solution with you so you can make the best decision for you, your business, and your family. Some of the common services we offer are:
Business Planning
Investment Strategies
Insurance and Annuities
Estate and Succession Planning
Tax Strategies
Charitable Giving
Business Planning
We offer a wide array of services to help business owners address their financial needs at every stage of the business life cycle. Taking into account their personal values and financial goals, we create and execute customized strategies to help entrepreneurs meet their objectives.
Investment Strategies
Through NYLIFE Securities LLC, a wholly owned subsidiary of New York Life Insurance Company, we can help the needs of almost every level of investor-from the novice to sophisticated. Providing a wide range of investments in our suite of services is important to our personalized approach to our clients. We offer a consistent process to help select investment assets according to your goals, risk tolerance, and time horizon. We then monitor your investments on a continual basis, and adjust and evolve as your needs change.
Insurance and Annuities
Many people think that life insurance is only for people with families. While it’s true that life insurance can help provide for the needs of dependents, life insurance also can be an important part of a well-thought-out estate, business succession, or charitable giving plan. And permanent life insurance offers many living benefits as well, such as tax-deferred cash value accumulation. For all of these reasons, life insurance can be important for someone starting out—or for someone who's starting over.
An annuity is a unique financial vehicle designed to help you accumulate money for your retirement and/or turn a lump sum into a guaranteed stream of income payments. Deferred annuities offer the advantage of tax deferral and can be used to accumulate money for retirement. Income annuities are used to generate a stream of income payments that are guaranteed to last for as long as you need them to—even for the rest of your life.*
*Guarantees are dependent upon the claims-paying ability of the issuing insurer.
Estate and Succession Planning
A well-engineered estate conservation plan can help minimize tax liability and ensure that loved ones are protected.
Succession planning allows owners to retire from their business within their own time frame, while preparing for the company to be transferred to family members, key employees, an outside party, or even a charity. This must be done in a way that achieves personal financial security, maintains harmony, and achieves maximum value for the business. We can provide financial strategies for succession planning.
Tax Strategies
We will work with you and your advisors to assess the impact of state and federal taxes on your business and estate and suggest strategies to help minimize those taxes while meeting your needs. We do not provide tax advice. Please consult with your own advisors for tax advice.
Charitable Giving
Charitable planning allows you to support the organizations and causes that matter to you, while often providing immediate income streams and reducing your tax burden. Numerous charitable giving strategies exist, and we can help you design and execute a charitable giving strategy that is in alignment with your personal and philanthropic goals. Please seek tax advice from your own tax advisors.
Our Location
6121 79th Street, Unit A
Lubbock, TX 79424
